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CNY/JPY Remittance Guide
Chinese Yuan (CNY) → Japanese Yen (JPY) Complete Transfer Guide
Corridor Overview
High-frequency CNY-JPY corridor. Most commonly used by Chinese students, tourists, and workers in Japan.
Recommended Platforms
Top Pick
Wise Visit →
Fees ~0.4–1% fee, transparent exchange rate
Transfer Speed 1–2 business days
Min. Amount USD 1
Best For Personal transfers, transparent rates
Remitly Visit →
Fees First transfer free; Economy ~USD 1–3, Express ~USD 3–5
Transfer Speed Express: instant; Economy: 3–5 days
Min. Amount USD 1
Best For Family support remittances, competitive rates
Western Union Visit →
Fees Fixed fee + spread; compare quotes carefully
Transfer Speed Instant to minutes (cash pickup)
Min. Amount USD 1
Best For Cash pickup, wide coverage
SWIFT Bank Transfer Visit →
Fees Bank fee USD 15–50; correspondent banks may deduct additional fees
Transfer Speed 3–5 business days
Min. Amount USD 1
Best For Large formal transfers, business use
Practical Tips
- JPY has depreciated significantly in recent years with high volatility. Monitor trends before timing your transfer.
- Cross-border Alipay/WeChat options to Japan are limited. Wise or bank wire transfer is recommended.
- No declaration needed for receiving under JPY 1,000,000 in Japan, but large amounts may require source explanation.
Key Regulations
- China annual FX quota USD 50,000 (approx. JPY 7.3M at reference rate).
- Japan's Foreign Exchange Act requires declaration for cross-border transfers exceeding JPY 30,000,000.
Important Notice
Exchange rates above are reference values (last synced 2026-07-21). Actual rates are determined by the market and change constantly. Fee data is sourced from public information; confirm current charges on each platform. This page does not constitute investment or financial advice.
Data reference: 2026-07