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CNY/INR Remittance Guide
Chinese Yuan (CNY) → Indian Rupee (INR) Complete Transfer Guide
Corridor Overview
China-India remittance primarily for trade settlement (textiles, IT services) and tourism. China-India diplomatic relations directly impact bilateral trade remittance flows.
Recommended Platforms
Top Pick
Wise Visit →
Fees ~0.4–1% fee, transparent exchange rate
Transfer Speed 1–2 business days
Min. Amount USD 1
Best For Personal transfers, transparent rates
Western Union Visit →
Fees Fixed fee + spread; compare quotes carefully
Transfer Speed Instant to minutes (cash pickup)
Min. Amount USD 1
Best For Cash pickup, wide coverage
SWIFT Bank Transfer Visit →
Fees Bank fee USD 15–50; correspondent banks may deduct additional fees
Transfer Speed 3–5 business days
Min. Amount USD 1
Best For Large formal transfers, business use
Practical Tips
- Chinese tourists need an Indian e-Visa (approx. USD 25-36), obtainable online before arrival. For large trade remittances, use bank SWIFT with full contract documentation given the complex China-India relationship.
Key Regulations
- Reserve Bank of India (RBI) controls FX. India has strict capital controls — inward remittances must comply with FEMA regulations; commercial transfers require invoices and contracts.
Important Notice
Exchange rates above are reference values (last synced 2026-07-21). Actual rates are determined by the market and change constantly. Fee data is sourced from public information; confirm current charges on each platform. This page does not constitute investment or financial advice.
Data reference: 2026-07