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CNY/THB Remittance Guide
Chinese Yuan (CNY) → Thai Baht (THB) Complete Transfer Guide
Corridor Overview
Main channel for China-Thailand tourism, long-stay rent payments, and trade. Bangkok has a large Chinese community.
Recommended Platforms
Top Pick
Wise Visit →
Fees ~0.4–1% fee, transparent exchange rate
Transfer Speed 1–2 business days
Min. Amount USD 1
Best For Personal transfers, transparent rates
Alipay International Visit →
Fees ~0.5–1.5% fee; better rates for larger amounts
Transfer Speed Instant (Alipay to Alipay)
Min. Amount CNY 1
Best For Transfers into mainland China, Alipay users
Western Union Visit →
Fees Fixed fee + spread; compare quotes carefully
Transfer Speed Instant to minutes (cash pickup)
Min. Amount USD 1
Best For Cash pickup, wide coverage
Remitly Visit →
Fees First transfer free; Economy ~USD 1–3, Express ~USD 3–5
Transfer Speed Express: instant; Economy: 3–5 days
Min. Amount USD 1
Best For Family support remittances, competitive rates
Practical Tips
- Thai banks may scrutinize large incoming foreign transfers. Inform your bank about the purpose in advance.
- Alipay is widely accepted in Thailand for travel spending, but cross-border arrival has limits.
Key Regulations
- Bank of Thailand (BOT) oversees FX transactions. Transfers above THB 50,000 may require purpose documentation.
Important Notice
Exchange rates above are reference values (last synced 2026-07-21). Actual rates are determined by the market and change constantly. Fee data is sourced from public information; confirm current charges on each platform. This page does not constitute investment or financial advice.
Data reference: 2026-07