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JPY/USD Remittance Guide
Japanese Yen (JPY) → US Dollar (USD) Complete Transfer Guide
Corridor Overview
Main corridor for Japanese businesses and individuals paying US invoices, tuition, or converting US investment returns.
Recommended Platforms
Top Pick
Wise Visit →
Fees ~0.4–1% fee, transparent exchange rate
Transfer Speed 1–2 business days
Min. Amount USD 1
Best For Personal transfers, transparent rates
Revolut Visit →
Fees Free during market hours on weekdays (capped); +1% on weekends
Transfer Speed Instant to 1 business day
Min. Amount USD 1
Best For Small frequent transfers
XE Money Transfer Visit →
Fees No fixed fee; profit from spread
Transfer Speed 1–3 business days
Min. Amount USD 10
Best For Large business transfers
SWIFT Bank Transfer Visit →
Fees Bank fee USD 15–50; correspondent banks may deduct additional fees
Transfer Speed 3–5 business days
Min. Amount USD 1
Best For Large formal transfers, business use
Practical Tips
- Japan Post Bank offers transfers to the US with fees of approximately JPY 2,000–4,000.
- Wise from Japan to the US is usually the most competitive option, supporting debit from local Japanese bank accounts.
Key Regulations
- Transfers to the US above USD 10,000 go through SWIFT and are monitored by FinCEN.
Important Notice
Exchange rates above are reference values (last synced 2026-07-21). Actual rates are determined by the market and change constantly. Fee data is sourced from public information; confirm current charges on each platform. This page does not constitute investment or financial advice.
Data reference: 2026-07