🇮🇹 Italy · Business Banking
Opening business and personal bank accounts, remote options, required documents, and fees.
Quick answer
Italian banking includes large banks, cooperative banks and online banks. Opening an account usually needs a codice fiscale (tax code), ID and proof of address; non-residents can open dedicated accounts. The Bank of Italy supervises banks.
Italian bank-account opening depends on identity, tax code (codice fiscale), residence status and bank compliance checks. Business accounts normally require company-register documents and beneficial-owner information.
- Individuals commonly need valid ID/passport, codice fiscale and address/residence evidence requested by the bank.
- Company accounts usually require incorporation details, Chamber of Commerce records and information on directors or beneficial owners.
- Payment services and banks are supervised under the Italian and EU financial-services framework; verify fees and eligibility directly with the provider.
Official authorities
- Banca d’Italia
Central bank and banking-supervision authority.
- Agenzia delle Entrate
Official tax agency, including tax-code and VAT information.
Frequently asked questions
Do I need a codice fiscale to open an Italian account?
Yes — the codice fiscale (tax code) is needed for banking and most contracts; it is free to obtain.
Can non-residents open an account?
Yes — banks offer non-resident accounts (conto per non residenti) with more documentation.
Are online banks available?
Yes — several online and app-based banks operate in Italy with lighter requirements.
Official-information aggregation, not legal advice. Always verify on the authority's own site.