🇦🇪 United Arab Emirates · Business Banking

Opening business and personal bank accounts, remote options, required documents, and fees.

Quick answer

The UAE has a well-developed banking sector with local and international banks and strong digital services. Residents can open accounts with an Emirates ID and residence visa; some banks offer limited non-resident accounts. The Central Bank of the UAE regulates banks.

Banks are regulated by the Central Bank of the UAE (CBUAE). A company needs its trade licence and incorporation documents to open a corporate account.

  • Opening a corporate account requires the trade licence, incorporation documents and owner ID.
  • Banks apply customer-due-diligence and anti-money-laundering checks.
  • Both conventional and Islamic banking are widely available.

Official authorities

Frequently asked questions

What do I need to open a UAE bank account?

Residents typically need an Emirates ID and residence visa; a salary certificate or proof of income is often requested.

Can non-residents open an account?

Some banks offer non-resident accounts with limited features and stricter requirements.

Is Islamic banking available?

Yes — both conventional and Sharia-compliant (Islamic) banking are widely offered.

Official-information aggregation, not legal advice. Always verify on the authority's own site.

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