🇦🇪 United Arab Emirates · Insurance
Insurance in United Arab Emirates — health, travel, and digital-nomad cover, what is mandatory, and how to choose a plan.
Beyond mandatory health insurance, the main compulsory cover in the UAE is motor third-party liability insurance for vehicles. Expatriate employees do not pay into a national social-security scheme but are entitled to an end-of-service gratuity (with a newer savings-scheme option); Emiratis are covered by the GPSSA pension. Insurers are regulated by the Central Bank of the UAE.
- Motor third-party liability insurance is compulsory; health insurance is also mandatory (see Healthcare).
- Expatriate employees get an end-of-service gratuity (with a newer savings-scheme alternative), not national social security.
- Emiratis are covered by the GPSSA pension scheme.
- Insurers are regulated by the Central Bank of the UAE.
Official authorities
- Central Bank of the UAE (insurance regulation)
Regulator of insurers (incorporating the former Insurance Authority).
- End-of-service benefits (u.ae)
Official guide to gratuity and savings schemes.
Official-information aggregation, not legal advice. Always verify on the authority's own site.