🇧🇪 Belgium · Healthcare
How the Belgium healthcare system works — public vs private care, eligibility, and costs for residents and visitors.
Belgium uses compulsory health insurance through mutualities (mutualites / ziekenfondsen), regulated by INAMI/RIZIV. Residents normally affiliate with a mutuality or the public auxiliary fund to receive reimbursements.
- This is a mutuality-based compulsory insurance model, not the Nordic tax-funded model.
- INAMI/RIZIV manages and controls compulsory healthcare and disability insurance.
- Private travel or hospital insurance can supplement coverage but does not replace registration for compulsory insurance.
Official authorities
- Belgium.be — compulsory healthcare insurance
Official explanation of compulsory insurance through mutualities.
- Socialsecurity.be — affiliating with a mutuality
Official social-security guide to mutuality affiliation.
Official-information aggregation, not legal advice. Always verify on the authority's own site.