🇧🇪 Belgium · Insurance
Insurance in Belgium — health, travel, and digital-nomad cover, what is mandatory, and how to choose a plan.
Belgian insurance combines compulsory social protection, compulsory health affiliation through a mutuality, motor liability cover and optional private products. Financial and insurance-sector conduct is supervised by Belgian regulators.
- Health reimbursement depends on mutuality affiliation or the public auxiliary fund.
- Employers and employees are covered by separate social-security contribution systems through ONSS/RSZ.
- Check insurer or intermediary authorisation before buying specialised private cover.
Official authorities
- FSMA
Official financial-services conduct regulator.
- Socialsecurity.be — mutualities
Official guide to compulsory healthcare insurance affiliation.
Official-information aggregation, not legal advice. Always verify on the authority's own site.