🇩🇪 Germany · AML & KYC
Anti-money-laundering and customer-due-diligence obligations, regulated activities, and the official financial regulator.
In Germany, AML rules under the Money Laundering Act (Geldwäschegesetz, GwG) apply to financial and many non-financial businesses. BaFin supervises the financial sector, and the Financial Intelligence Unit (part of the customs administration) receives suspicious-activity reports. Obliged entities must perform customer due diligence (KYC), monitor, report suspicions and register with the goAML system.
- The GwG applies to financial and many non-financial obliged entities; BaFin supervises the financial sector.
- Perform customer due diligence (KYC) and ongoing monitoring.
- Report suspicions to the Financial Intelligence Unit (within customs) via goAML.
Official authorities
- BaFin (AML supervision)
Supervises AML in the financial sector.
- Financial Intelligence Unit (Zoll/FIU)
Receives suspicious-activity reports.
Official-information aggregation, not legal advice. Always verify on the authority's own site.
Government portals
- Federal Government of Germany — Germany's Federal Cabinet official website — policy, legislation, news, and government programs
- Federal Office for Migration (BAMF) — German visas, EU Blue Card, asylum, integration courses, and permanent residency
- Federal Central Tax Office (BZSt) — Tax ID (IdNr) registration, tax identification lookup, withholding tax refunds — the key authority for foreign taxpayers in Germany