🇨🇭 Switzerland · Business Banking
Opening business and personal bank accounts, remote options, required documents, and fees.
Quick answer
Switzerland is a global banking centre; accounts are straightforward for residents and available to non-residents with due diligence. FINMA supervises banks, and a residence permit plus proof of address ease account opening.
Swiss banks are supervised by FINMA. Opening an account is straightforward for residents; non-residents can open accounts subject to due-diligence checks.
- FINMA supervises banks and financial institutions.
- Residents open accounts with ID and a residence permit or proof of address.
- Non-resident and business accounts involve additional due diligence.
Official authorities
- FINMA
Swiss Financial Market Supervisory Authority.
Frequently asked questions
Can non-residents open a Swiss account?
Yes — many banks offer non-resident accounts, though with stricter due diligence and sometimes higher fees or minimums.
What do residents need to open an account?
Typically a passport or ID, a residence permit and proof of a Swiss address.
Is Swiss banking still secret?
No — Switzerland now participates in international information exchange, so accounts are reported under global tax standards.
Official-information aggregation, not legal advice. Always verify on the authority's own site.