🇸🇬 Singapore · Insurance

Insurance in Singapore — health, travel, and digital-nomad cover, what is mandatory, and how to choose a plan.

Singapore's main social-security pillar is the Central Provident Fund (CPF) — a mandatory savings scheme for citizens and permanent residents covering retirement, housing and healthcare; foreigners on work passes generally do not contribute. Employees are covered by work-injury compensation. Private insurers (life, motor, health, etc.) are regulated by the Monetary Authority of Singapore (MAS); motor third-party insurance is compulsory.

  • CPF is a mandatory savings scheme for citizens and PRs (retirement, housing, healthcare); foreigners on work passes generally do not contribute.
  • Employees are covered by work-injury compensation (under the WICA framework).
  • Motor third-party insurance is compulsory; private life/health insurance is widely held.
  • Private insurers are regulated by the Monetary Authority of Singapore (MAS).

Official authorities

Official-information aggregation, not legal advice. Always verify on the authority's own site.

Government portals

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