🇫🇷 France · Insurance

Insurance in France — health, travel, and digital-nomad cover, what is mandatory, and how to choose a plan.

France's Sécurité sociale provides social insurance (health, family, pensions, work accidents), with contributions collected largely through URSSAF. On top of this, certain private insurances are compulsory: motor third-party liability, and home insurance for tenants. Insurers are supervised by the ACPR (part of the Banque de France).

  • Sécurité sociale covers health, family, pension and work-accident insurance; contributions go largely through URSSAF.
  • Motor third-party liability insurance is compulsory; home insurance is compulsory for tenants.
  • A complementary health "mutuelle" is widely held to top up Assurance Maladie.
  • Insurers are supervised by the ACPR — check before buying.

Official authorities

Official-information aggregation, not legal advice. Always verify on the authority's own site.

Government portals

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