🇬🇧 United Kingdom · Insurance
Insurance in United Kingdom — health, travel, and digital-nomad cover, what is mandatory, and how to choose a plan.
In the UK, National Insurance (NI) contributions — deducted from pay — fund the state pension and certain benefits. Private insurance (motor, home, life, travel, etc.) is provided by firms regulated by the Financial Conduct Authority (FCA) and Prudential Regulation Authority. Motor third-party insurance and employers' liability insurance are compulsory.
- National Insurance contributions fund the State Pension and some benefits; they are deducted from your pay.
- Private insurers are regulated by the FCA (conduct) and the PRA (prudential).
- Motor third-party insurance and employers' liability insurance are compulsory.
- Check a firm is authorised on the FCA Register before buying.
Official authorities
- National Insurance (GOV.UK)
Official guide to NI contributions.
- FCA Register
Check an insurer/firm is authorised.
Official-information aggregation, not legal advice. Always verify on the authority's own site.
Government portals
- UK Government (GOV.UK) — UK's unified government services portal — visas, taxes, driving licences, benefits and more
- UK Visas and Immigration — UK visa applications, Biometric Residence Permits (BRP), and work authorization
- HM Revenue & Customs — Self Assessment tax returns, National Insurance, VAT registration and payment