🇳🇱 Netherlands · Healthcare

How the Netherlands healthcare system works — public vs private care, eligibility, and costs for residents and visitors.

The Netherlands runs a system of mandatory basic health insurance: everyone who lives or works in the Netherlands must take out basic health insurance (basisverzekering) from a private insurer, which must accept you for the basic package. Lower-income residents may receive a healthcare allowance (zorgtoeslag). The Dutch Healthcare Authority (NZa) regulates the system.

  • Everyone living/working in the Netherlands must take out basic health insurance from a private insurer.
  • Insurers must accept everyone for the basic package; lower-income residents may get a healthcare allowance.
  • The Dutch Healthcare Authority (NZa) regulates the system.

Official authorities

Official-information aggregation, not legal advice. Always verify on the authority's own site.

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