🇳🇱 Netherlands · Insurance
Insurance in Netherlands — health, travel, and digital-nomad cover, what is mandatory, and how to choose a plan.
Beyond mandatory basic health insurance, the Netherlands has national social insurance — including the AOW state pension and employee insurances (unemployment, disability) — administered by the SVB and UWV and funded through contributions. Motor third-party liability (WA) insurance is compulsory for vehicles. Insurers and financial products are supervised by the AFM and the central bank, DNB.
- National social insurance includes the AOW state pension and employee insurances (SVB / UWV).
- Motor third-party liability (WA) insurance is compulsory for vehicles.
- Insurers and financial products are supervised by the AFM and DNB.
Official authorities
- Sociale Verzekeringsbank (SVB)
Administers national social-insurance schemes.
- De Nederlandsche Bank (DNB)
Prudential supervisor of insurers.
Official-information aggregation, not legal advice. Always verify on the authority's own site.