🇳🇿 New Zealand · Insurance
Insurance in New Zealand — health, travel, and digital-nomad cover, what is mandatory, and how to choose a plan.
New Zealand's standout scheme is ACC (Accident Compensation Corporation), a universal, no-fault accident insurance that covers everyone in the country for injuries (funded by levies). There is no broad European-style social-security contribution; retirement saving is via the voluntary KiwiSaver scheme. Unusually, motor insurance is not compulsory. Insurers and financial services are regulated by the Financial Markets Authority (FMA) and the Reserve Bank.
- ACC is a universal no-fault accident insurance covering everyone in New Zealand (funded by levies).
- Retirement saving is via the voluntary KiwiSaver scheme; motor insurance is not compulsory.
- Insurers and financial services are regulated by the FMA and the Reserve Bank.
Official authorities
- ACC
Official universal accident-insurance scheme.
- Financial Markets Authority (FMA)
Regulator of insurers and financial services.
Official-information aggregation, not legal advice. Always verify on the authority's own site.