🇧🇷 Brazil · Insurance
Insurance in Brazil — health, travel, and digital-nomad cover, what is mandatory, and how to choose a plan.
Brazil insurance combines public social-security systems, employment-linked FGTS/INSS obligations, private insurance and regulated private health plans. Check whether a product is insurance, a health plan or an employer/social-security obligation before relying on it.
- INSS covers social-security benefits for insured worker categories; FGTS deposits are employer-funded for eligible employees.
- Private health plans are regulated by ANS, while general insurance should be checked against authorised-market information.
- Employment benefits and private policies are not substitutes for immigration, payroll or public-health eligibility checks.
Official authorities
- INSS — affiliation types
Official social-security affiliation categories.
- FGTS — rules
Official FGTS rules and employer-funded deposits.
- ANS
Private health-plan regulator.
Official-information aggregation, not legal advice. Always verify on the authority's own site.