🇲🇾 Malaysia · Insurance
Insurance in Malaysia — health, travel, and digital-nomad cover, what is mandatory, and how to choose a plan.
Malaysia's main social-insurance pillars are the Employees Provident Fund (EPF/KWSP) for retirement savings and the Social Security Organisation (PERKESO/SOCSO) for employment-injury and invalidity benefits, funded by employer and employee contributions. Motor third-party insurance is compulsory for vehicles. Insurers (including takaful) are regulated by Bank Negara Malaysia.
- EPF (KWSP) provides retirement savings; PERKESO/SOCSO provides employment-injury and invalidity benefits.
- These are funded by employer and employee contributions.
- Motor third-party insurance is compulsory; insurers (incl. takaful) are regulated by Bank Negara Malaysia.
Official authorities
- Employees Provident Fund (EPF/KWSP)
Official retirement-savings scheme.
- Bank Negara Malaysia (insurance regulator)
Regulator of insurers and takaful.
Official-information aggregation, not legal advice. Always verify on the authority's own site.