🇪🇸 Spain · Insurance

Insurance in Spain — health, travel, and digital-nomad cover, what is mandatory, and how to choose a plan.

Spain's social-security system (Seguridad Social) provides pensions and social insurance, funded by employer and employee contributions and administered by the Tesorería General de la Seguridad Social. Beyond mandatory health cover, motor third-party liability insurance is compulsory for vehicles. Insurers are supervised by the Directorate-General for Insurance and Pension Funds (DGSFP).

  • Seguridad Social provides pensions and social insurance, funded by contributions.
  • Motor third-party liability insurance is compulsory for vehicles.
  • Insurers are supervised by the DGSFP (insurance and pension-fund regulator).

Official authorities

Official-information aggregation, not legal advice. Always verify on the authority's own site.

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