🇮🇩 Indonesia · Insurance
Insurance in Indonesia — health, travel, and digital-nomad cover, what is mandatory, and how to choose a plan.
Indonesia insurance planning should separate JKN health coverage, BPJS Ketenagakerjaan employment social security and private policies. Formal employers usually need to coordinate both health and employment programmes.
- BPJS Ketenagakerjaan lists wage-recipient worker programmes such as employment injury, death, old-age, pension and job-loss protection.
- Foreign workers employed for at least six months are specifically referenced in BPJS Ketenagakerjaan registration guidance.
- Private health, life, travel, property and liability policies remain separate products with their own exclusions and claim rules.
Official authorities
- BPJS Ketenagakerjaan
Official employment social-security portal.
- BPJS Ketenagakerjaan — registration
Official registration guidance including foreign-worker documentation.
- OJK FIND
Official directory to verify licensed financial-service providers.
Official-information aggregation, not legal advice. Always verify on the authority's own site.